Washington County, WI – What does qualified look like?
The most common one is FINANCIALLY.
This will come in the shape of a pre-approval letter or proof of funds.
This sets the tone for the rest of your buying journey.
It’s here where you’ll figure out your comfort level on both a total loan amount and monthly payment. You’ll also be quoted estimated closing costs and interest rates.
If you’re paying cash, having proof of the amount you’re willing to part with is huge. This can show yourself and the Seller that you’re committed. It’s also a simple process – the bank can type up a one-page document on their letterhead and send it to you.
The second qualification is your NEEDS and WANTS.
This will shape the type of property we search for and spend time looking at.
A needs assessment will go a long way here.
This will help piece together your current situation and where you want to go.
Pieces include: Ideal move date, ideal price and monthly payment, location, size of the property, any additional features, etc.
This is where you get to shape your new property… so details matter.
The third qualification is REALITY.
Realizing that not every property is perfect. Realizing that you may lose out on one because of multiple offers. Or the Seller may not budge on anything.
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Buying and selling real estate is a process. A process that can go quick or lag into months with nothing to show for it.
Cooler and calmer heads always prevail.
Once you have these three boxes checked it’s all about showings.
Properties will come on the market and you’ll see some while driving around.
The best part about getting qualified is that you’re ready to go when that property comes available.
You’ll be ready to write a strong offer that has a high chance of being accepted.
Be the Buyer who you’d want showing up to your property. My guess is you’d want them to be financially strong, confident in what they’re looking for, and in tune with reality.
If you’d like to get started in your buying journey, email me at [email protected].
Broker/Owner | Land & Legacy Group LLC
Al Wisnefske is the Broker/Owner of Land & Legacy Group and has been named a Top 500 Broker by Milwaukee Real Producers. His No. 1 philosophy is: “Relationships over Transactions.” Through his LEGACY Process, he helps rural property Buyers and Sellers build and sustain their legacies. This has provided him and his company with numerous raving fans. He is a multi-million-dollar producer specializing in land, farm, and country home sales in Southern Wisconsin.